CLICK HERE to get your FREE copy of “Sail To and Through Retirement with the Millstone Advisory Plan.”

Follow Us on social media
Facebook-f Instagram Linkedin-in
Client Login
Get Started

Category: Government

  • Economy, Federal Reserve, Government, Retirement, Retirement Planning

Tax the Rich? The Numbers Say It Won’t Be Enough

Every election cycle, Americans hear a familiar promise: tax the rich and the nation's fiscal problems will be solved. The argument is simple and emotionally appealing. Billionaires have accumulated enormous wealth, millionaires continue to prosper, and many Americans believe the...
Continue Reading
  • Economy, Federal Reserve, Government, Retirement

The Federal Deficit: Can It Wreck Your Retirement?

The United States has operated with budget deficits for many years, but the pace at which federal debt has grown over the last several years has raised concerns among economists, policymakers, and retirees alike. In simple terms, a budget deficit...
Continue Reading
  • Economy, Government, Retirement

The Permanent Cost of Inflation- Why Prices Rarely Go Back Down

For years Americans were told inflation was “temporary.” Then they were told inflation was “coming down.” But for most families standing in the grocery aisle, shopping for clothes, or making a car payment, the reality feels very different. The reason...
Continue Reading
  • Government, Retirement, Stock Market

Eyes Wide Open: How the Markets Have Moved Year-to-Date 

2026 is already testing investors with tech leadership, geopolitical tensions, and macro forces shaping the markets. The “Magnificent Seven” still lead - but slowing growth signals a shift in market dynamics you won’t want to ignore....
Continue Reading
  • 401(k) Planning, Government, Retirement Income, Retirement Planning, Taxes and Tax Planning

The SECURE 2.0 Act’s Quiet Elimination of Pre-Tax 401(k) Catch-Up Contributions for Earners Over $150,000 

For many Americans approaching retirement, the 401(k) catch-up provision was one of the most practical and meaningful planning tools available. It was designed to help workers age 50 and older who, due to family obligations, housing costs, healthcare expenses, or...
Continue Reading
  • Government, Retirement

How the Big Beautiful Bill Impacts Retirement: What Pre-Retirees and Retirees Need to Know

Big changes are coming to retirement planning. In this new article, we break down what the Big Beautiful Bill means for taxes, RMDs, healthcare costs, estate planning, and more. If you’re nearing retirement—or already there—this is essential reading....
Continue Reading
How the Big Beautiful Bill Impacts Retirement
  • Government, Retirement, Retirement Income, Retirement Planning, Taxes and Tax Planning

Pension Maximization for Federal Employees and Military Personnel

Veterans deserve the retirement they’ve been dreaming about. Our guide explores the resources available to maximize benefits and help ensure a smooth and well-supported transition into retirement....
Continue Reading
Pension Maximization for Federal Employees and Military Personnel
  • Economy, Financial Planning, Government

Deciphering Market Trends: S&P 500 and Asset Class Performance in Presidential Election Years

By Donald Albach Presidential election years act as a crucible of anticipation and uncertainty for investors, prompting a meticulous examination of historical market performance. Understanding how various asset classes, including bonds and real estate, have weathered these pivotal years provides...

Continue Reading
  • Economy, Financial Planning, Government

Is Our Government Anticipating Inflation?

The Consumer-Price Index (CPI) rose to 4.2% in April as compared to last year.[1] We could see higher prices when it comes to travel, food, cars, and other common goods and services. High inflation can hurt retirees who are living...

Continue Reading